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Insurance classification

There are many types of risks and you potentially can insure any of them, as long as such a risk can be measured quantitatively. If not, but these specific types of risks can lead to claims, insurance policy will set out which of them will be covered. These risks are known as perils, their number is infinite and growing constantly.
That’s why we are providing you only the list of most common insurance types, which are exist today. But once again, their types are infinite, as the types of perils are infinite too.

  • General Insurance
    • Fire insurance
    • Marine insurance
    • Automobile insurance
      • Auto insurance
      • Van insurance
      • Motorbike insurance
      • Boat insurance
      • Car insurance
    • Flood insurance
    • Travel insurance
    • Property insurance
      • Home insurance
      • Homeowners insurance
      • Renters insurance
      • Home appliance insurance
    • Liability insurance
      • Employer’s Liability and Workers’ Compensation
      • Product Liability Insurance
      • Indemnity Insurance
      • Director and Officer Liability Coverage
      • Umbrella Liability Policy
      • Commercial Liability Insurance
      • Comprehensive General Liability (CGL) Policy
    • Fidelity insurance
      • Credit insurance
      • Privilege insurance
      • Fiduciary insurance
  • Personal Insurance
    • Life insurance
      • Term life insurance
      • Endowment life insurance
      • Permanent life insurance
        • Whole life or Ordinary life insurance
        • Universal Life Insurance
        • Variable Life Insurance
        • Variable Universal Life Insurance
      • Other Types of Life Insurance Policies
        • Accidental Death and Dismemberment Insurance
        • Mortgage Life and Credit Life Insurance
        • Simplified issue life insurance/No Medical Exam Life Insurance
        • Guaranteed issue life insurance
        • Key Man Life Insurance
        • Final Expense Insurance
        • Survivorship (Second-to-Die) Life Insurance
        • Joint Life (First-to-Die) Insurance
        • Group life insurance
    • Health insurance
  • Reinsurance Insurance
  • Coinsurance Insurance
  • Double Insurance