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A new business is a big target for thieves. New computers, furniture and other office equipment is worth more at a pawn or chop shop than older equipment. Even older businesses that have just undergone renovations and upgrades are a target. Replacement insurance protects a business in the event equipment is stolen, replacing the missing items and paying for repairs from damage caused by the invasion.

Theft Insurance

An insurance policy that provides coverage losses resulting from the theft of personal property. An individual item, such as a diamond ring, may have an individual theft policy, or a policy may cover all property in a given area, like a house. In the latter case it may be part of a larger policy such as homeowner’s insurance.

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